Terms & Conditions — Growth Innovura

1. Definitions

• Company / We / Us / Our: Growth Innovura, registered in Faridabad, Haryana, India.
• Customer / You / Your: Any person or entity using or purchasing services from Growth Innovura.
• Services: All digital services, training, consulting, or solutions offered by Growth Innovura through the Website.
• Payment Gateway: Third-party providers that process your payments securely (e.g., Razorpay, PayPal, Stripe).

2. Use of Services

• You agree to use our Services only for lawful purposes.
• Sharing, reselling, or redistributing access credentials or service content without prior consent is prohibited.
• Growth Innovura reserves the right to suspend or terminate services if misuse or violation of these terms is detected.

3. Payments

• All payments must be made in full at the time of purchase through the authorized payment gateways listed on our Website.
• Pricing is subject to change at our discretion, but changes will not affect existing confirmed orders.
• You are responsible for providing accurate billing details during checkout.

4. Refunds & Cancellations

• Refunds are governed by our Refund Policy, available on the Website.
• Once services are delivered or access has been granted, refunds will not be issued except as explicitly stated in the Refund Policy.

5. Intellectual Property

• All content, training materials, and resources provided under our Services are the intellectual property of Growth Innovura.
• You may not copy, reproduce, modify, or distribute content without written permission.
• Limited access rights are granted for personal use only.

6. Limitation of Liability

• Growth Innovura is not liable for indirect, incidental, or consequential damages arising from the use of Services.
• Our maximum liability shall not exceed the amount you paid for the specific Service in dispute.

7. Third-Party Tools & Links

Our Website may integrate with third-party platforms or tools (payment gateways, communication apps, etc.). We are not responsible for the content, security, or practices of such third parties.

8. User Obligations

• You agree not to use the Website or Services for any unlawful, fraudulent, or harmful activity.
• You are responsible for maintaining the confidentiality of your account and login credentials.
• Any violation may result in termination of services without refund.

9. Governing Law & Jurisdiction

These Terms & Conditions shall be governed by the laws of India, and any disputes will be subject to the exclusive jurisdiction of the courts in Faridabad, Haryana.

10. Modifications

Growth Innovura reserves the right to update or modify these Terms & Conditions at any time. Updates will be effective once posted on the Website. It is your responsibility to review these Terms periodically.